How You Can Save on Education

Getting a university degree is becoming more and more challenging in this economy. A lot of students end up getting enormous loans for their education and being unable to repay them later. In case you decide to pursue a Master’s degree you might consider the fact that you are putting your family at risk of bankruptcy. Despite all the financial risks people still want to get a university degree, but not everyone is aware of affordable educational alternatives. Online education is gaining popularity due to the fact that it does not cost much and can still allow you to work. Continue reading

Save Money with Short Term Finance

Many people are responding to the continuing recession by taking full control over their finances. This means that they are taking out much less money from traditional banks and finding alternative ways to finance their lifestyles.

One of the alternative ways of financing that has been successful for many individuals, families and businesses has been payday loan companies. Payday loan companies specialize in short-term financing and bridge loans for individuals who may have trouble in a traditional banking structure. There are also many cases in which a payday loans company would be advantageous to any borrower regardless of his or her standing with a traditional bank. Continue reading

How to Save Money on Your TV and Internet Services

Television and internet are just some of those ever present things that we can’t seem to live without. But when you start to notice the costly bills you are paying each month for these services, you wonder if they really are that important to your daily life.

Television plans charge only one flat rate, which can range from $50 to $100 each month for all the TV hours you can handle. On the other hand, a home internet and other mobile internet plans charge around $20 to $100 per month for an unlimited usage.

Can you really take these two out of your life? The good news is that you don’t have to ditch your television and disconnect your internet because there are some things you can do to save money on TV and internet. Continue reading

Alternative Travel Ideas For Cash-Strapped Students

When young students choose to travel, they often do so as a means to see the world and get life-capital before they have to think about settling down, growing up, getting a job, a home etc. It’s that last gasp attempt to hold on to youth and wriggle free of large responsibilities. Other times of course, they have a deep, vested interest in a particular place, whether through some genealogical link or through what they have seen on television, in film or read about.

Continue reading

Estate Sales – The Jewelry Hunters’ Paradise

I have been a regular of estate sales and yard sales for almost ten years now. Still, the first thing that comes to mind when I think about the potential of finding unique and valuable jewelry at estate sales, thrift shops and flea markets is the famous English folk tale of “Richard Whittington and His Cat”.

For those of you who are not familiar with the story, here is a short synopsis: an orphan boy decides to make a future for himself and comes to London when he hears that the British capital is literally paved with gold. Although there are several versions (mostly stage act scripts) about Richard’s harsh life and how he became rich, the outcome of the story is that he becomes the Mayor of London with the help of his cat.

Continue reading

How to Drastically Reduce your Electricity Bill ?

With electricity prices constantly on the rise there is no time better than now to learn how you can reduce your electricity bill. Many people are reluctant to try to reduce their energy bill as they think that reducing their energy bills means cutting down on their luxuries. But this is just not the case – cutting down your energy bill doesn’t mean reverting to hand washing and giving up going on your computer or game console. You only need to make a few changes to reduce your energy bill drastically, so here are the main things that you need to do.

Continue reading

The Evolution Of Leggings

Everywhere you look whether it is in the street, in the shops or on a night out there are classic leggings. They are the most popular item of clothing worn on the high street. Leggings are extremely comfortable and versatile so it’s no wonder they are as popular as they are.

Leggings have been around for an awful long time. They date back to the 13th century and were used as a practical item to keep the legs warm and to protect them from chapping and insect bites. The military used leggings in the 19th century to avert any dirt and bits getting into their shoes. They also provided their ankles with some support.

Continue reading

Does stress have a significant impact on your life?

Although millions of people don’t get as much as sleep they need; a good night’s sleep, just like proper diet and exercise, is essential to our mental, emotional and physical health. Lack of sleep can put us at risk for chronic diseases, diabetes, obesity, workplace accidents, memory loss, depression, higher stress, over-all fatigue, and many other health problems.  Sleep is essential for good health. Better sleep can be as simple as resting in a hot tub. Hydrotherapy is a newer addition to the sleep industry and it is making a positive impact on the quality of your life by improving the quality of your sleep.

Continue reading

Great Debt Elimination Tips

Easy credit has made it too easy for many of us to build up Debt by purchasing things we don’t really need. Once you become over your head in debt, it can be hard to break the habits that led to the problem, continuing a vicious cycle that leads to worse and worse consequences.

Fortunately, there are ways to get out of debt and to stay out of debt for good. With a little hard work, planning, and a change of attitude, you can eliminate your debt and preserve your future financial health. Here are just a few steps that you can take right now to get out of debt, no matter how much debt you have:

Continue reading